Modern debt recovery for Swiss businesses

Debt recovery,
made clear and controllable.

NeuraPay helps you recover overdue payments faster with a simple workflow, clear case tracking, and respectful communication - without spreadsheets and manual chaos.

Platform

See every case.
Know what happens next.

One dashboard for your portfolio: statuses, actions, documents, and payment progress - with a clean history for each case.

NeuraPay
Cases
Payments
Documents
Reports
Active cases
128
Recovered (30d)
CHF 84'250
Next actions
23
Debtor
Amount
Status
Next
ACME GmbH
CHF 1'240
In progress
Reminder
Nordlicht AG
CHF 4'500
Pending
Call
Studio Verde
CHF 780
Paid
Close
ACME GmbH
Amount CHF 1'240
Status In progress
Nordlicht AG
Amount CHF 4'500
Status Pending

Preview only. The real dashboard shows your data, your rules, and full case history.

Architecture

Autonomous by design.

Traditional collections rely on linear, human-driven queues. NeuraPay deploys an event-driven architecture that couples causal inference with generative action.

Perception layer

Ingests telemetry from ERP, CRM, and payment gateways in real-time.

Causal engine

Calculates the next best action via uplift modeling (CATE) and scenario simulation.

Agentic action

Autonomous outreach across WhatsApp, email, SMS, and voice — always under your guardrails.

Liquidity settlement

Reconciles payments, updates risk pricing, and feeds factoring decisions in real-time.

Smart by design

AI that works for you,
not replaces you.

While legacy agencies rely on manual call centers and rigid scripts, NeuraPay uses AI to analyze each case, suggest the best next step, and automate routine tasks - keeping you in control.

Atlas AI

Decision Engine

Smart case analysis that recommends the next action: reminder, call, or pause. Based on payment behavior, case age, and response patterns.

  • Learns from past cases to predict next best action
  • Suggests optimal timing for each contact
  • Flags cases that need human attention

Neura Agent

Execution Layer

Handles routine communication professionally and consistently. Drafts messages, updates statuses, and logs every interaction - with your approval.

  • Generates clear, respectful message templates
  • Adapts tone based on case stage and history
  • Never sends without your team's approval

You stay in control. AI suggests, you decide. Every action requires human approval before execution.

Why it matters

The efficiency gap is real.

Traditional agencies rely on manual processes that are slow and expensive. NeuraPay's AI-driven approach delivers better results at a fraction of the cost.

Metric Legacy Agencies Manual Call Centers NeuraPay Platform
Cost-to-Collect Ratio
OpEx per CHF 1 recovered
15% - 25% 10% - 18% 3% - 8%
Time-to-First-Contact
After delinquency event
5 - 10 days 24 - 48 hours < 10 minutes (automated)
Agent Capacity
Concurrent negotiations
1 (linear) 1 (linear) Unlimited (cloud)
Dashboard Visibility
Real-time case tracking
Monthly reports Weekly reports Live (API + UI)
Sources: Internal NeuraPay data (2024), Swiss Debt Collection Association benchmarks, industry reports.
Communication

Reach debtors professionally - on the right channel.

Use a consistent process across channels, with a clear record of what was sent and when.

WhatsApp
Verified business messaging (where appropriate)
Email
Clear templates, payment instructions, case updates
SMS
Short reminders and important status updates
Phone
Optional call scripts with clear notes & outcomes
Letters
Printed notices when needed - with consistent wording
Communication that works

Respectful by design.
Effective in practice.

Every message is crafted to be clear, professional, and empathetic. Because recovery works better when debtors feel respected, not pressured.

N
NeuraPay
WhatsApp • Now
Today 9:41 AM
Hello, this is a reminder about your outstanding invoice. To avoid additional fees, please settle by Friday.
I'm facing financial difficulties right now. Can we discuss payment options?
⚡ INTENT: HARDSHIP
🎯 ACTION: OFFER_PAYMENT_PLAN
I understand. We can offer a payment plan—split into 3 monthly installments with no extra fees. Would that work better?
Yes, that would help a lot. Thank you.
Perfect. Payment plan activated. You'll receive the details via email shortly.

Smart tone adaptation

AI detects hardship signals and recommends compassionate responses. The result: higher recovery rates and better debtor relationships.

🔬

Context awareness

Analyzes payment history, communication tone, and timing to craft the right message.

🛡

Compliance guardrails

Every message follows GDPR and Swiss debt collection law - automatically.

Security

Secure by default.

Built to protect sensitive case data and keep you in control.

GDPR & DSG aligned

We follow GDPR and Swiss DSG principles: purpose limitation, access control, and privacy by design.

Encryption & least-privilege access

Data is encrypted in transit and at rest. Access is role-based and limited to what your team needs.

Full audit trail

Important actions are traceable (who, what, when). You always know what happened to each case.

Fast liquidity

Instant factoring.
Same-day payout.

Don't wait for debtors to pay. NeuraPay can purchase your receivables instantly, giving you immediate cash flow while we handle recovery.

1

AI risk assessment

Atlas analyzes debtor history and invoice data to calculate probability of recovery in under 5 seconds.

2

Instant offer

Get a fair advance rate (typically 85-96% of invoice value) with transparent fee breakdown.

3

Same-day payout

Funds arrive in your account within hours. We take over recovery and all associated risk.

OFFER READY
Invoice #2024-9921
CHF 12,500
Due in 28 daysDebtor Risk: Low (A2)
NeuraPay Advance (96%) CHF 12,000
Factoring Fee - CHF 500
Funds arrive within 4-6 hours
Pricing

Simple, transparent cooperation.

Pay for platform access. Add a success fee only when money is recovered.

Platform access

from CHF 99 / month

Your team gets a dashboard to track all cases, actions, and payments in one place.

  • Dashboard for your portfolio and statuses
  • Controlled communication (templates & approvals)
  • Payment tracking and clear case history

Success fee

8 - 20% of recovered amount

Final rate depends on case complexity, volume, and recovery method. You only pay when we successfully recover funds.

Contact Sales